About Us
Membership
Joining Affinity One Federal Credit Union means becoming part of a member-owned financial cooperative that puts your interests first. Membership is open and easy to start.
Who Can Join?
Membership in Affinity One Federal Credit Union is open to anyone who lives, works, worships, or attends school in our service area. Immediate family members of current members are also eligible to join.
How to Join
- Verify your eligibility — Confirm that you live, work, worship, or attend school in our service area, or that you are a family member of a current member.
- Open a share savings account — A minimum deposit of just $5.00 establishes your membership and your ownership share in the credit union.
- Provide identification — Bring a valid government-issued photo ID and your Social Security number.
- Start banking — Once your account is open, you have access to all of our products and services.
Why a Credit Union?
Credit unions are not-for-profit financial cooperatives owned by their members. Unlike banks, which answer to shareholders seeking maximum profits, credit unions return earnings to members in the form of better rates, lower fees, and improved services.
Member-Owned
As a member, you are an owner with a voice. Each member gets one vote regardless of how much money they have on deposit.
Better Rates
Credit unions typically offer higher savings rates and lower loan rates than traditional banks because profits go back to members.
Community Focused
We invest in the communities we serve. Your deposits stay local and help support your neighbors and local businesses.
Membership Benefits
- Free share savings account with competitive dividends
- Free checking with no monthly fees or minimum balance
- Low-rate loans for vehicles, personal needs, and home equity
- Free online and mobile banking with bill pay
- Free Visa debit card
- Federally insured deposits up to $250,000 by NCUA
- Friendly, local service from people who know your name
Join Today
Opening your membership account takes just minutes. Visit a branch with your ID and $5.00 minimum deposit to get started.
Just $5.00 to open your membership