Legal
Privacy Policy
Your privacy is important to us. This notice describes how Affinity One Federal Credit Union collects, protects, and uses your personal financial information.
Information We Collect
We collect nonpublic personal information about you from the following sources:
- Information you provide on applications and other forms, such as your name, address, Social Security number, and income
- Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and account activity
- Information we receive from consumer reporting agencies, such as your credit history and creditworthiness
Information We Share
We do not disclose any nonpublic personal information about our members or former members to anyone, except as permitted or required by law. Permitted disclosures include, for example, providing information to our service providers who assist us in processing your transactions or maintaining your accounts.
How We Protect Your Information
We restrict access to your personal and financial information to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to protect your nonpublic personal information, including:
- Secure computer systems and encrypted data transmission
- Employee training on privacy and information security
- Physical security measures at all branch locations
- Regular security assessments and audits
Online Privacy
When you visit our website, we may collect certain technical information such as your browser type, IP address, and pages visited. This information is used to improve our website and services. We use industry-standard encryption (SSL/TLS) to protect data transmitted through our online banking platform.
We may use cookies and similar technologies to enhance your browsing experience. You can set your browser to refuse cookies, but some features of our website may not function properly without them.
Your Choices
You have the right to opt out of certain information sharing. However, as a credit union, we do not share your information with non-affiliated third parties for marketing purposes. If you have questions about your privacy choices or wish to review the information we have on file, please contact us.
Children’s Privacy
Our website and online services are not directed to children under the age of 13. We do not knowingly collect personal information from children under 13 through our website.
Changes to This Policy
We reserve the right to modify this privacy policy at any time. If we make material changes, we will notify you by posting the updated policy on our website or by other means as required by law. We encourage you to review this policy periodically.
Contact Us
If you have questions about this privacy policy or our information practices, please contact us:
Affinity One Federal Credit Union
123 Main Street
Anytown, PA 15001
Phone: (555) 123-4567
Email: info@affinityonefcu.org
This privacy notice is provided in accordance with federal law and regulation. Your account is federally insured by the National Credit Union Administration (NCUA).