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Savings Accounts

Primary Savings

The foundation of your membership. Open a Primary Savings account with just $5 and start building your financial future with Affinity One Federal Credit Union.

Your membership starts with savings

Your Primary Savings account is the cornerstone of your credit union membership. A minimum balance of just $5 establishes your ownership share in the credit union and gives you access to all our products and services.

Unlike a bank, Affinity One is a not-for-profit cooperative. That means earnings are returned to you through better rates, lower fees, and improved services. Your savings account isn’t just an account — it’s your stake in a community-focused financial institution.

Quick Facts

  • Minimum to open: $5.00
  • Monthly fee: None
  • Dividends: Earned on all balances
  • Compounding: Monthly
  • Insurance: NCUA insured up to $250,000

Account Features

Free Online & Mobile Banking

Check balances, transfer funds, and manage your account anytime from your phone or computer.

Direct Deposit

Set up direct deposit to have your paycheck automatically deposited into your account.

NCUA Insured

Your savings are federally insured up to $250,000 by the National Credit Union Administration.

How to Open Your Account

Getting started is simple. Open your account in minutes.

1

Verify Eligibility

Confirm you meet our membership eligibility requirements.

2

Apply Online or In-Branch

Complete your application with a valid ID and your $5 opening deposit.

3

Start Saving

Set up direct deposit, enroll in online banking, and start earning dividends.

[ Member Photo ]

Ready to get started?

Open your Primary Savings account today and join a credit union that puts members first.