Loan Products
Vehicle Loans
Get behind the wheel with competitive rates on new and used vehicles, motorcycles, boats, and RVs. Flexible terms designed to fit your budget.
New Vehicle Loans
Drive off the lot with confidence. Our new vehicle loans offer low rates and terms up to 84 months so you can get the car you want at a payment you can afford.
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New Auto – 24 mo
24 mo3.99% -
New Auto – 36 mo
36 mo3.99% -
New Auto – 48 mo
48 mo3.99% -
New Auto – 60 mo
60 mo4.75% -
New Auto – 72 mo
72 mo4.75% -
New Auto – 84 mo
84 mo5.25%
Used Vehicle Loans
A quality pre-owned vehicle can be a smart investment. We offer great rates on used cars, trucks, and SUVs with flexible repayment options to match your needs.
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Used Auto – 24 mo
24 mo4.99% -
Used Auto – 36 mo
36 mo4.99% -
Used Auto – 48 mo
48 mo4.99% -
Used Auto – 60 mo
60 mo5.5% -
Used Auto – 72 mo
72 mo5.5% -
Used Auto – 84 mo
84 mo5.75%
Motorcycle, Boat & RV Loans
Hit the open road, the water, or the trail. Finance your motorcycle, boat, or recreational vehicle with competitive rates and terms that work for your adventure budget.
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Rec Vehicle – 24 mo
24 mo4.99% -
Rec Vehicle – 36 mo
36 mo4.99% -
Rec Vehicle – 48 mo
48 mo4.99% -
Rec Vehicle – 60 mo
60 mo6.75% -
Rec Vehicle – 72 mo
72 mo (Minimum ,000)7.25% -
Rec Vehicle – 84 mo
84 mo (Minimum ,000)7.25% -
Rec Vehicle – 96 mo
96 mo (Minimum ,000)7.25% -
Rec Vehicle – 108 mo
108 mo (Minimum ,000)7.5% -
Rec Vehicle – 120 mo
120 mo (Minimum ,000)7.75%
Why Finance With Affinity One?
Low Rates
As a not-for-profit credit union, we pass savings on to you with rates that are typically lower than banks and dealerships.
Flexible Terms
Choose from a range of repayment terms up to 84 months to find the monthly payment that fits your budget.
Quick Approvals
Apply online and get a decision fast. Bring your pre-approval to the dealership and negotiate like a cash buyer.
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Ready to hit the road?
Get pre-approved today and shop with confidence. Our vehicle loans make it easy to get where you’re going.
APR = Annual Percentage Rate. Rates are subject to change without notice and are based on creditworthiness, loan-to-value ratio, and term. Not all applicants will qualify for the lowest rate. Payment example: A $25,000 loan at 3.99% APR for 60 months would have a monthly payment of approximately $460.41. Membership eligibility required.